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5 Harvest Ln Sedona AZ-24

A Personalized Home Buying Experience

I understand that buying a home is one of life’s most significant decisions and a deeply personal investment. That’s why I am committed to providing exceptional service, ensuring every step of your real estate journey exceeds expectations.

When you work with me, you’ll experience a truly elevated buying process. With years of expertise and in-depth knowledge of the Puget Sound market, I go above and beyond to find the perfect home for you. From expert guidance to full-service buyer representation, I handle every detail with care and precision, making your home-buying journey seamless and stress-free.

As one of the top 1% of real estate professionals nationwide, verified by RealTrends, Nisreen brings unmatched expertise to your home search. With 26 years in Sedona and the Verde Valley, she knows every neighborhood, market trend, and hidden gem, ensuring you find the perfect home. Her mastery of social media and off-market strategies gives you a competitive edge, uncovering listings before they even go public. With a proven track record in securing homes in competitive markets, she will guide you through Arizona’s real estate landscape with ease and confidence.

Start Your Journey

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5 Harvest Ln Sedona AZ-9

Handpicked Listings

$6,500,000
1385 Loy Rd
Cornville, AZ
12 Beds 10 Baths 39,489 Sqft
$3,600,000
2945 Red Hawk Lane
Sedona, AZ
4 Beds 2 Baths 3,490 Sqft
$3,895,000
3175 Calle Del Arroyo
Sedona, AZ
4 Beds 1 Baths 3,869 Sqft
$3,750,000
15 Harvest Lane
Sedona, AZ
4 Beds 1 Baths 3,443 Sqft
$14,700,000
245 Eagle Dancer Rd
Sedona, AZ
5 Beds 1 Baths 5,102 Sqft
$4,390,000
135 Desert Holly Dr., Lot 8
Sedona, AZ
6 Beds 1 Baths 8,377 Sqft
$5,890,000
2732 Lindberg Spg
Flagstaff, AZ
6 Beds 7 Baths 6,221 Sqft
$3,500,000
80 Canyon Cir Drive
Sedona, AZ
9 Beds 6 Baths 5,945 Sqft
$17,500,000
333 Schnebly Hill Rd
Sedona, AZ
8 Beds 9 Baths 18,762 Sqft
$42,000,000
4820 Perkinsville Rd
Seligman, AZ
5 Beds 3 Baths 5,734 Sqft
$4,625,000
40 Roadrunner Lane
Sedona, AZ
7 Beds 1 Baths 4,630 Sqft
$5,750,000
2856 State Route 179
Sedona, AZ
6 Beds 7 Baths 11,846 Sqft
$3,850,000
202 Calle Diamante
Sedona, AZ
4 Beds 4 Baths 4,601 Sqft
$7,950,000
120 Paisano A Rd
Sedona, AZ
6 Beds 6 Baths 9,113 Sqft
$6,500,000
25&55 Cibola Drive
Sedona, AZ
6 Beds 5 Baths 8,988 Sqft
$5,500,000
130 Hidden Meadow Drive
Sedona, AZ
4 Beds 2 Baths 9,556 Sqft
View all listings

Here for Every Step of
Your Home Journey

I am here to provide you with personalized service and help you achieve your home-buying goals. I take the time to get to know you and your needs so that I can find the perfect home for you.

Consultation
Meet with me to review your budget, discuss your goals, and understand the buying process, so you're ready to begin your search.

Consultation

Get Pre-Approved
I will connect you with a trusted local lender to confirm your budget. A pre-approval strengthens your offer and sets clear expectations.

Get Pre-Approved

Start the search
Receive tailored listings based on your needs. Share your favorites, and I will happily schedule showings to explore your top picks.

Start the search

Make an Offer
When you find the perfect home, I will submit your offer and guide you through every step of the process, including negotiations if needed.

Make an Offer

Negotiations
I will represent you during negotiations, working to secure the best possible price and terms for your dream home.

Negotiations

Closing
Celebrate becoming a homeowner! I will guide you through closing and ensure everything is in place for your big move.

Closing

Exclusive Access to Off-Market Homes

My clients enjoy early access to off-market properties, giving them a competitive edge in finding their perfect home. With my connections and insider knowledge, I open doors to homes not yet available to the public, ensuring you have the best opportunities before they hit the market.

Hear What Our Clients Have to Say

"Nisreen is great. She helped us navigate each part of the home purchasing process and was always going above and beyond to help us. If you are looking to buy a home I highly recommend her."
Lejon Hamann
View review on Google
"I can’t thank Nisreen enough for the care and support she gave me while selling my uncle’s home as part of his estate. It was an emotional and overwhelming process, but she made it feel so manageable—so much lighter. She was always available, incredibly responsive, and navigated me through every step with clarity and compas…
Janell Wegman
View review on Google
"We couldn’t have asked for a better experience finding our forever home, and that’s all thanks to Nisreen Hawley — truly the best Realtor ever! From day one, Nisreen was responsive, knowledgeable, sharp, and incredibly easy to trust. Moving to a new area and transitioning from renting to owning felt overwhelming at times, …
Andrina Fernandez
View review on Google
"Working with Nisreen Hawley as our REALTOR® was an absolute pleasure. From start to finish, she demonstrated unmatched professionalism, deep market knowledge, and a true passion for helping her clients succeed. Nisreen took the time to understand our needs, provided clear and honest guidance, and went above and beyond to en…
Josh Gray
View review on Google
"Nisreen checks all the boxes! She knows the Verde Valley market, she’s a clear and responsive communicator, and adheres to the values and standards of her profession. If you hire Nisreen, you’ll get an agent who gives 100% to accomplish your goal!"
Michael McBride
View review on Google
Discover Their Journeys

Find it all,
closer to home

Explore the eclectic lifestyles that the Puget Sound region has to offer, from waterfront living to vibrant urban neighborhoods, charming small towns to peaceful retreats. Discover the diverse areas below and find the one that matches your perfect lifestyle.

Sedona
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Sedona

Village of Oak Creek
Explore

Village of Oak Creek

Cottonwood
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Cottonwood

Clarkdale
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Clarkdale

Cornville
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Cornville

Camp Verde
Explore

Camp Verde

Rimrock
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Rimrock

Sedona West
Explore

Sedona West

Oak Creek Canyon
Explore

Oak Creek Canyon

Cross Creek Ranch
Explore

Cross Creek Ranch

View all areas
HOME LOAN

how to qualify for an arizona home loan

I understand that buying a home is one of life’s most significant decisions and a deeply personal investment. That’s why I am committed to providing exceptional service, ensuring every step of your real estate journey exceeds expectations.

When you work with me, you’ll experience a truly elevated buying process. With years of expertise and in-depth knowledge of the Puget Sound market, I go above and beyond to find the perfect home for you. From expert guidance to full-service buyer representation, I handle every detail with care and precision, making your home-buying journey seamless and stress-free.

Qualifying for Arizona mortgage loans is an important step in buying a home. Understanding the process can help ensure that you are able to qualify for the home loan that you need.

Lenders look at two things when determining if you are able to qualify for a home loan: your ability to repay the loan and your willingness to repay it.

Ability to repay

The first thing that a lender wants to know is if you are able to repay the loan for which you are applying. The lender looks at your current employment. Have you been in the same job for at least two years or at least the same line of work for a few years? This shows the lender that you have steady employment, and its a great plus in qualifying for a home loan.

The lender also looks at your total income and compares it to your debts, adding in your proposed monthly mortgage payment. You must have sufficient income to comfortably make these payments. This reflects your ability to repay the loan when qualifying for a home loan. If the lender believes your debt load is too high, you will qualify for a smaller loan and likely be charged a higher interest rate. Therefore, it makes sense to pay off as much debt as possible before applying for a home loan.

Willingness to repay

The next step in qualifying for a home loan is determining your willingness to repay the loan. Lenders determine this by looking at how you have paid off debt in the past, and it is one reason why lenders check your credit report. If you have faithfully made on-time payments toward your past debts, it helps you when qualifying for a home loan. The lender also looks at how you intend to use the property that you are buying. If you plan to live there, it is more likely that you will repay the loan.

The lender may ask you for a very complete financial picture of your life, your income, assets, credit report, etc when qualifying for a home loan. Once you provide all of this information and the lender is able to verify it, this shows the lender your ability and willingness to repay the loan, The lender is then able to help you qualify for Arizona mortgage loans.

Discover What Sets Me Apart

I would love to connect with you and answer any questions you have about Sedona and the Verde Valley. Let's discuss the current market and how I can help you achieve your property goals. 

Call me anytime 928-399-9140.

Start your Journey